:root{--teal:#4AAFB6;--light:#72C9C8;--navy:#12324A;--link:#17707A;--grey:#F5F8F9;--line:#D1D3D4}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:76px}
body{margin:0;font:1rem/1.65 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--navy);background:#fff;padding-bottom:calc(60px + env(safe-area-inset-bottom,0px))}
.wrap{max-width:1100px;margin:0 auto;padding:0 1.25rem}
a{color:var(--link)}
:focus-visible{outline:3px solid var(--navy);outline-offset:2px}
h1,h2,h3{line-height:1.2;margin:0 0 .6em}
h1{font-size:clamp(1.9rem,6vw,3.1rem);max-width:20ch;letter-spacing:-.02em}
h2{font-size:clamp(1.5rem,4vw,2rem)}
h3{font-size:1.1rem}
section{padding:3.5rem 0}
.alt{background:var(--grey)}
.top{position:sticky;top:0;z-index:5;background:#fff;border-bottom:1px solid var(--line)}
.bar-in{display:flex;align-items:center;justify-content:space-between;min-height:64px}
.brand{display:flex;align-items:center;gap:.7rem;font-weight:700;font-size:1.15rem;color:var(--navy);text-decoration:none}
.nav{display:none}
.btn{display:inline-block;padding:.75rem 1.3rem;font-weight:700;border-radius:4px;text-decoration:none;border:2px solid var(--navy);font-size:1rem;cursor:pointer}
.btn-primary{background:var(--navy);color:#fff}
.btn-call{background:var(--teal);color:var(--navy)}
.hero{background:linear-gradient(135deg,var(--light) 0%,#fff 70%);padding:3.5rem 0 3rem;border-bottom:6px solid var(--teal)}
.lead{font-size:1.15rem;max-width:42ch}
.trust{list-style:none;margin:2rem 0 0;padding:0;display:flex;flex-wrap:wrap;gap:.5rem 0}
.trust li{padding:0 1rem;border-left:3px solid var(--teal);font-weight:600}
.grid{display:grid;gap:1.5rem;grid-template-columns:1fr}
.grid>div{border-top:4px solid var(--teal);padding-top:.8rem}
.why{list-style:none;padding:0;margin:0 0 2rem;display:grid;gap:.5rem;font-weight:600}
.why li:before{content:"\2713";color:var(--link);margin-right:.6rem;font-weight:700}
.quotes{display:grid;gap:1.5rem}
blockquote{margin:0;padding:.2rem 0 .2rem 1.2rem;border-left:4px solid var(--teal)}
blockquote p{margin:0 0 .5rem;font-size:1.05rem}
blockquote footer{font-size:.9rem}
.qgrid{display:grid;gap:2rem}
form label{display:block;margin-bottom:1rem;font-weight:600}
input,select,textarea{display:block;width:100%;margin-top:.3rem;padding:.7rem;font:inherit;color:var(--navy);background:#fff;border:1px solid #5b7080;border-radius:4px}
.check{display:flex;gap:.6rem;font-weight:400}
.check input{width:auto;margin-top:.35rem}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
#st{margin:1rem 0 0;font-weight:600}#st.ok{color:#1b6b2f}#st.err{color:#a61b1b}
.foot{background:var(--navy);color:#fff;padding:2rem 0}
.foot a{color:#fff}.foot p{margin:.3rem 0}
.mbar{position:fixed;left:0;right:0;bottom:0;display:flex;z-index:6;padding-bottom:env(safe-area-inset-bottom,0px);background:var(--navy)}
.mbar a{flex:1;text-align:center;padding:1rem;font-weight:700;text-decoration:none}
.mbar .btn-call{color:var(--navy)}.mbar .btn-primary{color:#fff}
@media(min-width:800px){
body{padding-bottom:0}.mbar{display:none}
.nav{display:flex;align-items:center;gap:1.4rem}.nav a:not(.btn){color:var(--navy);font-weight:600;text-decoration:none}.nav a:not(.btn):hover{text-decoration:underline}
.grid{grid-template-columns:repeat(3,1fr)}.grid.two{grid-template-columns:repeat(2,1fr)}
.quotes{grid-template-columns:2fr 1fr}.qgrid{grid-template-columns:2fr 1fr}
.hero{padding:5.5rem 0 4.5rem}
}
.legal{max-width:70ch;padding:2.5rem 1.25rem}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}